New Empire Mortgage Solutions (NLMS ID 1949736)
15 months from account opening on purchases and balance transfers. 16.99%–25.74% APR.
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You won’t have to pay an annual fee. For all the great features that come with your.
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Review By: LillianInterest Rates and Interest Charges | |
Purchase Annual Percentage Rate (APR) | 0% Intro APR for the first 15 months that your Account is open. After that, 16.99% to 25.74%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate. |
Balance Transfer APR | 0% Intro APR for the first 15 months that your Account is open. After that, 16.99% to 25.74%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate. |
Cash Advance APR | 26.99%. This APR will vary with the market based on the Prime Rate. |
How to Avoid Paying Interest on Purchases | Your due date will be a minimum of 21 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date. |
Minimum Interest Charge | None |
Annual Membership Fee | None |
Transaction Fees | |
Balance Transfers | Either $5 or 5% of the amount of each transfer, whichever is greater. |
Cash Advances | Either $10 or 5% of the amount of each transaction, whichever is greater.Foreign Transactions |
Penalty Fees | |
Foreign Transactions | 3% of each transaction in U.S. dollars. |
Late Payment | Up to $38 |
Over-the-Credit-Limit | None |
Return Payment | Up to $38 |
Return Check | None |
Achieve your homeownership goals today! Arlet Eugene (NLMS ID 1949736)